Whether you’re a few months away from being able to retire, or if you just started your first job yesterday, you are going to reach a point in your life were it will be time to kick back, and enjoy the rest of our life. But the question begs to be asked; will you be ready for that day when it comes? Financial planning should be looked at as something that you do in your “now,” that will make life a whole lot easier for you when you do come to that point in your life where you no longer work a 9-5. The job of a financial planner is…